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Hamilton Homeownership Down Payment Assistance Program

The City of Hamilton Homeownership Down Payment Assistance Program assists low to moderate-income Hamiltonians that are interested in purchasing a home.

To be eligible, applicants:

  • Must be over the age of 18
  • Have been renting in the City of Hamilton for at least the last 6 months
  • Do not currently own a home or property
  • Be a legal resident of Canada and intend to have this home as their one and only residence
  • Qualify for a mortgage with a maximum home price of $375,000 (verification from a federally recognized bank or credit union)
  • Have a combined maximum gross income of $80,000 annual income of all members of the household
  • Do not have, and are not in a spousal relationship, including a same-sex spousal relationship with a person that has, any form of interest in ownership of a property
  • Students are not eligible to apply for this program

For more information please contact the Housing Administration Clerk: 905-546-2424 ext 1554.

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